Page 7 - Finance North - E State Planning Service

Typical solution

for married couples

estate more than

2 x NRB

Sever Sever
Tenancy Tenancy
50% 50%

Will Will

Interest in Family Family Interest in
Possession Trust Trust Possession
Trust Trust

On first death, the Deceased’s share of the
property is passed into their Family Trust &

Marriage after Death Interest in Possession Trust via the Will. The
surviving spouse continues to live in the

Care Costs property & is still able to move home if they
choose. In the event that the survivor enters
Divorce Care, the survivor only owns a half share of a

Creditors/Bankruptcy house. The Beneficiaries have access to the
Trust Funds but we ensure that these assets do
Generational IHT not enter their estates and so are protected

from attack by the following: Care, Marriage
Residence Nil Rate After Death (MAD), Creditors or Bankruptcy,

Band Divorce & Further or Generational IHT.
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